AML/CFT Regulatory Framework

It is important to note that the ADGM AML Rules should be read in context to the relevant UAE Federal Laws and Legislation.

Applicable UAE Federal Laws for AML/CFT

  • Federal law (4) 2002 on Anti-Money Laundering English, Arabic
  • Federal law (1) 2004 Decree on Combating Terrorism Offences English, Arabic
  • Federal law (9) 2014 amending certain provisions of Federal Law No. 4 of 2002 English, Arabic
  • Federal law (7) 2014 on Combating Terrorism Offences English, Arabic
  • Cabinet Resolution No (38) 2014 concerning the Executive Regulations for the Federal Law No. (4) of 2002 English, Arabic

Disclaimer Notice:

The English translated versions of the UAE Federal Laws and Regulations should not be relied upon to interpret or referred to in the event of a legal dispute. The Arabic documents are the original and official source of reference.

The AML rulebook takes into consideration the fact that Relevant Persons have differing AML risk profiles. A Relevant Person should familiarise itself with the AML Rulebook, and assess the extent to which the chapters and sections apply to it.

For more information, please refer to Anti-Money Laundering and Sanctions Rules and Guidance (AML)