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    Economic Substance
    Regulations

    Operating in ADGM Obligations of ADGM Registered Entities Economic Substance Regulations
    Enhancing transparency and fair tax practices

    The Economic Substance Regulations (“ESR”) was introduced as part of the UAE’s commitment as a member of the Organisation for Economic Cooperation & Development (“OECD”) Inclusive Framework, and in response to an assessment of the UAE’s tax framework by the European Union Code of Conduct Group on Business Taxation.

    Important Notice - Economic Substance Regulations update

    On 2 September 2024, the Ministry of Finance issued Cabinet Decision 98 of 2024 amending Cabinet of Ministers Resolution No. 57 of 2020 such that any current economic substance requirements cease to apply to any Financial Year ending after 31 December 2022.

    Licensees are still required to file any required Economic Substance Notification, Economic Substance Report and satisfy the Economic Substance Test for all periods between 1 January 2019 and 31 December 2022.

    The Federal Economic Substance Regime consists of the following:

    • 10 August 2020, Cabinet of Ministers Resolution No. 57 of 2020 (“Regulations”) which amended and repealed Cabinet of Ministers Resolution No. 31 of 2019 which was issued in April 2019.
    • 2 September 2024, Cabinet Decision No. 98 of 2024 amending Cabinet of Ministers Resolution No. 57 of 2020 such that the Regulations cease to apply to any Financial Year ending after 31 December 2022.
    • 19 August 2020, Ministerial Decision No. 100 of 2020 (“Guidance”) which was issued as new guidance and includes an updated Relevant Activities Guide appended as Schedule 1.

    These legislation (collectively, referred to as the “Economic Substance Regulations" or “ESR”) were prepared in consultation with the OECD and the European Union ("EU”).

    Licensees are expected to comply with ESR for all periods between 1 January 2019 and 31 December 2022. The changes to ESR means that an ADGM Licensed person undertaking a relevant activity will not be required to submit an ES Notification for any reportable period which ends after December 2022 (i.e.: 31 January 2023, 30 March 2023, 30 June 2023 or 31 December 2023).

    Economic Substance Resources

    Economic Substance

    The ESR apply to legal persons and unincorporated partnerships, registered by a competent authority in the UAE, that carry out one or more relevant activities as defined under the ESR (referred to as “Relevant Activities”) across the UAE, including Free Zones and Financial Free Zones. Such entities are referred to as “Licensees”.

    Application and Administration in ADGM

    In ADGM, Licensees may include companies, partnerships or branches of foreign companies or partnerships, that are registered in ADGM (“ADGM Licensees”), for financial periods commencing on or after 1 January 2019 and ending by 31 December 2022.

    The ADGM Registration Authority is the Regulatory Authority responsible for administering ESR in ADGM.

    Relevant Activities

    ESR applies to ADGM Licensees that carry out any or more of the following Relevant Activities:

    1. Banking business
    2. Insurance business
    3. Investment fund management business
    4. Lease-finance business
    5. Headquarter business
    6. Shipping business
    7. Holding company business
    8. Intellectual property business
    9. Distribution and service centre business

    Please refer to Schedule 1 of Ministerial Decision 100 of 2020 for an explanation and examples of each Relevant Activity.

    Economic Substance Requirements

    ESR requires ADGM Licensees that carry on one or more Relevant Activities and earn income from such Relevant Activities to meet the Economic Substance Test (As defined in the Regulations).

    • Reportable Period
      An ADGM Licensee's Reportable Period is the accounting reference period, or financial year for which a Notification must be filed. The end of the Reportable Period should correspond to the end of the period that financial statements (if any) are prepared.
    • Economic Substance Filing Portal
      Economic Substance Notifications and Economic Substance Reports must be submitted electronically on the Ministry of Finance Portal, which can be accessed here.
      Submission of Economic Substance Notifications and Economic Substance Reports to the Registration Authority will not be accepted.
    • Economic Substance Notification
      All ADGM Licensees and Exempt Licensees that carry on one or more "Relevant Activities" are required to file a Notification annually, within six months of the end of the Reportable Period.
    • Economic Substance Report
      ADGM Licensees, who are not considered exempt under ESR and undertake a Relevant Activity from which they earn income during a relevant Reportable Period, are required to meet the Economic Substance Test and file an Economic Substance Report (“ES Report”), within 12 months of the end of the financial year of the entity.

    Exempt Licensees

    ADGM Licensees that carry on a Relevant Activity, but claim to be exempt from such activities during the Reportable Period (“Exempt Licensees”), must still submit a Notification on the MoF ESR portal, with the required supporting evidence as defined in the Notification Guidance issued by the Ministry of Finance.

    ESR exempts the below ADGM Licensees from the requirement to submit an ES Report and demonstrate Economic Substance in the UAE for the Reportable Period:

    1. Entities wholly owned by UAE Nationals or UAE resident individuals and meet the following conditions:
      1. The entity is not part of a MNE Group (as defined in the ESR), and
      2. The entity only operates in the UAE;
    2. Entities that are Investment Funds as defined in the Regulations;
    3. Entities that are Special purpose vehicles or an investment holding company of an Investment Fund as defined in the Regulations;
    4. Entities that are tax resident in a jurisdiction other than the UAE;
    5. Entities that are a branch of a foreign company and all Relevant Income of the UAE branch is subject to tax in the jurisdiction of the foreign company.

    ESR Filing Deadline

    As per the ES Regulations, ES notifications must be filed within six (6) months from the end of the relevant reportable period, and Economic Substance Reports must be filed within twelve (12) months from the end of the relevant reportable period. The deadline for relevant year-ends are as follows

    Notifications
    for licensees with Accounting reference date
    Reports
    for licensees with Accounting reference date

    Deadline to file*
    31 August 202029 February 202028 February 202131 December 202030 June 202030 June 2021 **30 June 202131 December 202031 December 202131 December 202130 June 202130 June 202230 June 202231 December 202131 December 202231 December 202230 June 202230 June 2023NA ***31 December 202230 December 2023

    *The previous deadline of 31 January 2021 was applicable for:

    1. Notifications and Economic Substance Reports for Licensees with a Reportable Period which began during 2019 and ended on 31 December 2019; and
    2. Notifications for Licensees with a Reportable Period which ended on 31 March 2020, 30 April 2020, 31 May 2020 and 30 June 2020.

    ** Due to technical issues experienced by some Licensees with the filing portal, the MoF issued a circular extending the deadline of 30 June 2021 to 8 July 2021.

    *** On 2 September 2024, the Ministry of Finance issued Cabinet Decision 98 of 2024 which amended Cabinet of Ministers Resolution No. 57 of 2020 such that any current economic substance requirements cease to apply to any Financial Year ending after 31 December 2022.

    Cabinet Decision 98 of 2024 clarifies that the National Assessing Authority (Federal Tax Authority) will annul pending penalties and return any paid penalties related to rejected appeals for financial periods falling after 31 December 2022. For more information please contact FTAESR@tax.gov.ae

    ESR Contact information

    For ESR enquiries email: economicsubstance@adgm.com.

    Resources
    This section contains information about ESR, as well as useful links and resources to assist ADGM Licensees and Exempt Licensees to understand and comply with ESR requirements.

    ESR Portal User Guides

    English
    ESR Portal User Guide #1 - Creating an ESR portal account
    ESR Portal User Guide #2 - Completing an ES Notification
    ESR Portal User Guide #3 - Completing an ES Report
    ESR Portal User Guide #4 - Requesting Amendments & Cancellations
    Arabic
    ESR Portal User Guide #1 - Creating an ESR portal account (AR)
    ESR Portal User Guide #2 - Completing an ES Notification (AR)
    ESR Portal User Guide #3 - Completing an ES Report (AR)
    ESR Portal User Guide #4 - Requesting Amendments & Cancellations (AR)

    Economic Substance Notification Summary

    All ADGM Licensees that carry on one more Relevant Activities are required to submit an Economic Substance Notification annually (regardless of claiming to be exempt or not earning income) and confirm the following:

    1. The Relevant Activity being carried out during the relevant Reportable Period;
    2. Whether it has generated Relevant Income during the relevant Reportable Period;
    3. The date of commencement and end of its Reportable Period; and
    4. Any other information or documents as may be requested by the Registration Authority.

    A Notification submitted by a Licensee that carried on a Relevant Activity but is claiming to be exempt (an “Exempt Licensee”) must be accompanied by sufficient evidence to substantiate the Exempt Licensee’s status for each category in which it claims to be exempt.

    The Notification must be submitted within six months from the end of the Reportable Period of the Licensee or Exempt Licensee.

    The Notification must be submitted electronically on the Ministry of Finance Portal, which can be accessed here.

    Economic Substance Report Summary

    ADGM Licensees (that are not Exempt Licensees) that undertake a Relevant Activity from which they earn income during a relevant Reportable Period, are also required to:

    1. Meet the Economic Substance Test; and
    2. File an Economic Substance Report.

    The ES Report is due within 12 months of the end of the Licensees’ Reportable Period and must be submitted electronically on the Ministry of Finance Portal, which can be accessed here.

    Note: Exempt Licensees or Licensees that carry on a Relevant Activity but did NOT derive income from that activity during a relevant Reportable Period, do NOT need to file an ES Report for that relevant Reportable Period (however a Notification is still required to be submitted).

    FAQs

    Who is subject to ESR?

    Companies, partnerships or branches of foreign companies or partnerships that are registered in ADGM with financial years commencing on or after 1 January 2019, and undertake one or more of the below relevant activities, are referred to as “ADGM Licensees”. The Economic Substance Regulations apply to ADGM Licensees that carry out any of the following relevant activities:

    1. Banking business
    2. Insurance business
    3. Investment fund management business
    4. Lease-finance business
    5. Headquarter business
    6. Shipping business
    7. Holding company business
    8. Intellectual property business
    9. Distribution and service centre business

    (each is referred to as “Relevant Activity” and collectively as “Relevant Activities”) Please refer to Schedule 1 of Ministerial Decision 100 of 2020 for an explanation and examples of each activity.

    Can you please confirm if my business undertakes a Relevant Activity or if ESR applies to my business?

    All ADGM Licensees are responsible to self-assess and determine whether they conduct any Relevant Activity and fall within scope of ESR. When making such a determination, a ‘substance over form’ approach should be adopted. An assessment should not be based just on the activities stated on a firm’s licence, but the activities that the firm actually conducts. Please refer to Schedule 1 of Ministerial Decision 100 of 2020 for an explanation and examples of each Relevant Activity.

    If after reviewing the available guidance, the ADGM Licensee is unsure whether or not they undertake a Relevant Activity, they should seek independent professional advice.

    What does it mean to be subject to ESR?

    All ADGM Licensees (regardless if they are exempt or have not earned income during the relevant financial year) that undertake a Relevant Activity are required to do the following:

    • File an Economic Substance Notification on the Ministry of Finance online portal: within six (6) months from the end of the relevant reportable period*;
      In addition, an ADGM Licensee that earns income from their Relevant Activity and is not exempt** must:
    • Meet the economic substance test and file an Economic Substance Report on the Ministry of Finance online portal: within twelve (12) months from the end of the relevant reportable period.

    * In order to determine the relevant filing deadline in the first ESR reportable period, ADGM Licensee’s that are subject to ESR must consider their incorporation date and Accounting Reference Date (financial year-end).

    ** ADGM exempted Licensees must still submit an Economic Substance Notification on the Ministry of Finance online portal, with the required evidence as defined in the Notification Guidance issued by the Ministry of Finance.

    What if an ADGM Licensee does not undertake a Relevant Activity during a financial period?

    ADGM Licensee’s that are subject to ESR, but have not undertaken a Relevant Activity during a particular financial period, do not need to meet the economic substance test for that particular period. The ADGM Licensee is not required to submit a Notification or submit an Economic Substance Report for that particular financial period.

    The ADGM Licensee is required to reassess their position under the Economic Substance Regulations for each subsequent reportable period.

    What if an ADGM Licensee undertakes a Relevant Activity, but does not earn any income from that activity during a financial period?

    An ADGM Licensee that undertakes a Relevant Activity, but does not earn income from this activity in a financial period, is not required to meet the economic substance test or file an Economic Substance Report for that period.

    However, the ADGM Licensee must still submit an Economic Substance Notification on the Ministry of Finance online portal.

    What if an ADGM Licensee, incorporated for the sole purpose of undertaking a Relevant Activity, is exempt under ESR?

    An ADGM Licensee that was incorporated to undertake a Relevant Activity, but falls within one of the exemption categories under ESR is required to submit an Economic Substance Notification on the Ministry of Finance online portal together with sufficient evidence to demonstrate that the ADGM Licensee meets the exemption criteria under ESR.

    An ADGM Licensee that is exempt is not required to meet the economic substance test or file an Economic Substance Report for that period. However, failure to submit an Economic Substance Notification and provide evidence to support exempt status will require the ADGM Licensee to meet the economic substance test.

    Please refer to Ministerial Decision 100 of 2020 for more information.

    My business does not currently undertake a Relevant Activity, but this may change in 6 or 10 months’ time. Am I required to file a Notification now?

    You must submit a Notification for the ESR reportable period during which a Relevant Activity was undertaken. ESR reportable periods typically align with an ADGM Licensee’s accounting reference period (financial period), but care must be taken when calculating the period at inception – it is the ADGM Licensee’s responsibility to do so.

    Economic Substance Notifications must be filed within six months from the end of the relevant reportable period, and Economic Substance Reports must be filed within twelve months from the end of the relevant reportable period.

    Will an ADGM Licensee that has already submitted an Economic Substance Notification to the ADGM Registration Authority be required to resubmit on the Ministry of Finance online portal, and if so, by when?

    Yes, these ADGM Licensees undertaking a Relevant Activity that have previously submitted ESR filings to the ADGM Registration Authority are still required to re-submit their filings on the Ministry of Finance online portal. The deadline to submit such filings was by 31 January 2021.

    Going forward, all Economic Substance Notifications and Economic Substance Reports must be submitted on the Ministry of Finance online portal (please see question 9 below).

    How to submit ESR filings (Notifications or Reports)?

    Economic Substance Notifications and Economic Substance Reports must be submitted on the Ministry of Finance online portal.

    To do so you will need to create an account on the Eservices Ministry of Finance webpage* Ministry of Finance online portal and then access the Dashboard and start a new notification.

    * Please note that you will receive an activation link on both your email and UAE phone number. If you do not have a UAE phone number, please arrange to provide a UAE phone number that you can refer to in the future.

    I made a request to amend my Economic Substance Notification (or Economic Substance Report), when will the request be approved?

    Requests for amendment are individually reviewed by the ADGM Registration Authority. To check on the status of an amendment request, please email EconomicSubstance@ADGM.com.

    Who can I contact in case of any further queries or issues?

    If you have any questions regarding the scope and/or application of ESR to your business, please review the information on this webpage and seek independent professional advice if necessary. Otherwise, please see below:

    Does ESR apply to ADGM Foundations?

    Yes. ESR does apply to ADGM Foundations if they undertake a Relevant Activity.

    What are the penalties for non-compliance?

    1. Late or failure to submit a Notification: AED 20,000.
    2. Late or failure to submit an Economic Substance Report:
      • Penalty of AED 50,000; and
      • Deemed failure to demonstrate economic substance in the UAE.
    3. Failure to provide accurate or complete information:
      • Penalty of AED 50,000; and
      • Deemed failure to demonstrate economic substance in the UAE (refer below).

    Failure to demonstrate sufficient economic substance in the UAE for the relevant financial year:

    First failure

    • Penalty of AED 50,000; and
    • Information exchange with foreign competent authority of:
      1. parent company;
      2. ultimate parent company; and
      3. ultimate beneficial owner.

    Second consecutive instance of failure

    • Information exchange with foreign competent authority of:
      1. parent company;
      2. ultimate parent company; and
      3. ultimate beneficial owner;
    • Penalty of AED 400,000; and
    • Trade / commercial licence could be suspended, withdrawn or not renewed.

    ADGM Outreach

    Outreach 1: February 2020: UAE Economic Substance Regime
    Outreach 2: June 2020: Economic Substance Requirements for ADGM entities
    Outreach 3: October 2020: latest ESR updates and how they affect ADGM licensees
    Outreach 4: June 2021: Economic Substance Regulations update

    ADGM Circulars

    ADGM has issued the following Circulars in relation to ESR.
    UAE’s Economic Substance Regulations – Important Update
    Economic Substance Update – Filing Deadline Extension
    UAE Economic Substance Regime
    UAE Economic Substance Regime Annual Notification FAQs
    Economic Substance update – Filing requirements and deadlines
    ESR Filing Portal Go Live

    Links and additional resources

    United Arab Emirates Economic Substance Regime

    Cabinet of Ministers Resolution No. (57) of 2020
    Ministerial Decision No. (100) of 2020

    UAE Ministry of Finance

    Ministry of Finance - Economic Substance Regulations
    Frequently Asked Questions (FAQs)
    Ministry of Finance ESR Portal - FAQs
    Economic Substance Flowchart
    Economic Substance – Notifications Guidance
    Economic Substance – Notifications Template
    Economic Substance – Report Guidance
    Economic Substance – Report Template

    Federal Tax Authority

    Federal Tax Authority ESR Website
    FTA Appeal Guide

    Organisation for Economic Co-operation and Development (OECD)

    The Inclusive framework on base erosion profit shifting

    The Council of the EU

    Code of conduct group (Business Taxation)
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